Introduction The decades-old assumption in cross-border finance was that information would flow freely unlike now. Information has ceased being a back-office by-product of financial action, and now a strategic national resource and closely linked to national security and sovereignty, as well as economic strength. The control over the streams of financial data has become regarded…
INTRODUCTION The Digital Personal Data Protection (hereinafter referred to as “DPDP”) Act, 2023, marks a transformative shift in how Indian banks manage personal data, particularly within the context of correspondent banking, where cross-border data flows are an operational necessity. Correspondent banking where banks facilitate financial services for other banks, often in different jurisdictions relies heavily…
Introduction In today’s digital economy, cross-border data transfers are a key part of global trade. For Indian businesses, this is a day-to-day operational reality, but it is also a trigger for multifaceted challenges because of the range of disparate and often conflicting data protection laws in different countries. The disequilibrium of legal regulations is not…
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