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In the ongoing series on Digital Lending, under this write up, we are dealing with Non Banking Financial Company and P2P modalities in Digital Lending in India. NON-BANKING FINANCIAL COMPANY NBFC Classification Now, usually NBFCs can be classified into two different categories: Deposit Taking NBFCs (NBFC-D) and Non Deposit taking NBFCs (NBFC-ND). However, due to...

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In a quest to deal and clarify upon various aspects related to Digital Lending in India, in part-III, we are touching the aspects of choosing Digital Lending Models. Choose Digital Lending Models In India, to set up a credit or finance business, whether physical or on a Digital Platform, which is engaged in the business...

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In this part-II of Digital Lending, we shall be discussing about the set up of Digital Lending Platform in India. Choose Business Model More than 2,000 Fin-Tech start-ups have been founded in India, with funding of more than 8 billion US Dollar. There are over 365 start-ups in the Digital Lending space in India, creating...

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In this fast-moving world, user convenience and seamlessness is shifting everything to digitalization. This era of digitalization has an impact over various aspects of our lives including finance. In this new era, the mechanism of taking loans has been completely transformed from the traditional 3-6-5 formula to 3-1-0 formula. With the introduction of Digital Lending...

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