Introduction The Unified Payments Interface (hereinafter referred to as “UPI”) has changed India’s payment systems by offering quick and easy digital transactions to all whether customers are at a big store or getting groceries from a small roadside vendor. UPI has played a pivotal role in the country’s digital payment adoption and integration. The users…
Introduction Green financial technology (hereinafter referred to as “green fintech”) is reshaping India’s financial sector by weaving environmental, social, and governance (“ESG”) criteria into everyday products and services. It is where sustainability meets digital finance, covering everything from ESG-based credit scoring and climate-conscious loans to carbon-tracking applications and blockchain-enabled carbon markets. For example, digital lenders…
INTRODUCTION India’s financial services sector has undergone a remarkable digital transformation over the past decade, driven by rapid fintech innovation, the rise of mobile-first banking, and increasing adoption of Artificial Intelligence (“AI”). One of the most visible outcomes of this shift is the emergence of robo-advisory platforms. They are algorithm-driven services that provide automated, data-based…
INTRODUCTION Small and medium enterprises (hereinafter referred to as “SMEs”) put food on the table for most Indians. Think of a neighborhood Kirana store, a small eatery down the lane, an online apparel seller in the heart of Bengaluru, or even a local taxi service in Cochin. Individually, each of these may not seem like…
The 2025 Online Gaming Bill Explained
- 2025-08-22
INTRODUCTION The online gaming industry in India is growing at an unprecedented rate. It fulfills the criteria of a very dynamic branch of the digital economy. Affordable smartphones, cheap data plans, and youth with technology knowledge have converted casual plays into a full-fledged industry. Real-money platforms such as fantasy sports, poker, rummy, and other skillful…
Introduction On a contemporary scale, India’s financial markets have greatly evolved, accompanied by swift technological upgrades. One of the most important invention influencing market participation is algorithmic trading (hereinafter referred to as “algo-trading”). If in the distant past, it was a highly technical and sophisticated tool used by large institutional players, nowadays, it has gone…
Introduction The Digital Personal Data Protection Act (hereinafter referred to as the “DPDPA” or “the Act”) 2023, alters how India looks at data privacy and compliance frameworks. One of the most talked about provisions of the Act is per-transaction, or granular, consent, which requires that a user must provide explicit consent for each and every…
INTRODUCTION The rise of Fintech has disrupted the financial industry and changed consumer behaviour from conventional to more flexible and modern approaches. The wealth, asset management, and insurance advisory services are going through a massive change, and the evolving technology is shaping the developments in the industry. Once marked by specialized human advisors and accessible…
AML and PMLA Obligations for Fintechs
- 2025-05-02
Compliance Automation for Indian Fintechs
- 2025-04-25
Protection against Fraud on Fintech Apps
- 2025-04-18
Unicorns in FinTech: A Closer Look
- 2024-09-27
