AMLEGALS Blog | Latest Legal Updates, Insights & Expert Analysis

India’s Stablecoin Debate: How the RBI’s Digital Rupee Strategy Is Shaping the Future of Payments

2026-06-26

Introduction The global fintech landscape is witnessing a defining contest between privately issued stablecoins and government-backed digital currencies. Rather than following international trends, India has adopted a cautious regulatory approach centred on the Digital Rupee and long-term financial stability. The largest policy challenge of the moment is to decide on whether there should be privately…

Section 16 order cannot be challenged in Writ

2026-06-25

Brief Facts An agreement for sale of iron ore was executed on 12.02.2004 between M/s Tarini Prasad Mohanty (the mine owner/appellant) and M/s Sunflag Iron and Steel Company Limited (SISCO/respondent). Supplementary agreements were also entered into subsequently. Disputes arose between the parties, and in accordance with the arbitration clause, the matter was referred to a…

The Cloud and AI Development Act: A New Era of Cloud Sovereignty and Its Impact on India

2026-06-24

Introduction Cloud regulation is no longer limited to questions of data protection and cybersecurity. Increasingly, governments are also examining who controls the infrastructure on which data is stored, processed, and accessed. Reflecting this shift, the European Commission proposed the Cloud and AI Development Act on 3 June 2026, a legislative initiative aimed at strengthening the…

Partnership Firms and Customs Violations: Can Partners Face Independent Penalties?

2026-06-23

Introduction Proceedings under the Customs Act rarely remain confined to the importing entity alone. In cases involving alleged concealment or misdeclaration, customs authorities often proceed not only against the firm but also against the individuals connected with the transaction. A recent decision of the Ahmedabad Bench of the Customs, Excise and Service Tax Appellate Tribunal…

Employee Abandonment vs. Illegal Termination: Key Takeaways from the Supreme Court’s Rifilis Engineering Ruling

2026-06-22

Introduction An employee disappears from work without notice. The employer sends a registered letter to the address on file. No reply comes. Weeks later, the employee surfaces, claims he tried to return and was turned away, and files a complaint before the Labour Commissioner. The Labour Court awards reinstatement with full back wages. The High…

UPI Autopay and Recurring Payments: Compliance Checklist Under RBI’s E-Mandate Framework 2026

2026-06-19

Introduction If you have ever had a subscription auto-renew unexpectedly, a streaming service quietly debit your account, or an EMI go through without any warning, you have experienced the gap that India’s e-mandate framework was supposed to fill. That gap is now being closed. On April 21, 2026, the Reserve Bank of India issued the…

Computation of Limitation under Section 34(3) starts from disposal of Section 33 Application

2026-06-18

FACTS The Ministry of Shipping, Road Transport and Highways issued a preliminary notification dated 15.12.2009 under Section 3A(1) of the National Highways Act, 1956 for acquisition of land in Bellary District, which included land belonging to Respondent No. 1. By a declaration dated 14.12.2010 under Section 3D(2), the land vested in the Central Government free…

Criminal Liability of Advocates in GST Matters: Allahabad High Court Quashes FIR Over GST Appeal Filing

2026-06-16

Introduction The Hon’ble Allahabad High Court in Samarpan Jain v. State of U.P. & 2 others Criminal Misc. Writ Petition No. 23443 of 2025 dated 21.05.2026 quashed the FIR, charge sheet, and the order of cognizance initiated against an Advocate for being criminally accused for merely filing a statutory appeal before the GST authorities and…

Are Garden Leave Clauses a Valid Alternative to Non-Compete Agreements in India?

2026-06-15

Introduction Garden leave is a practice where an employee gets their salary during their notice period but they are not allowed to work join a competitor or do any business activity. This practice has become very important in employment contracts in India but its legal status is still not clear. Garden leave came from employment…

Agentic Finance: How AI Payments Are Reshaping Consumer Rights and Financial Regulation

2026-06-12

Introduction The world of payments has steadily been reducing friction over the years, starting with cash, then moving on to cards, then digital wallets, and finally the one-click payment option. Every one of these developments has made payments faster, smoother and more convenient. In each step along this path however, one underlying principle always held…

Right to Privacy and CCTV Surveillance: Analysis of the Madras High Court’s Judgment

2026-06-10

Introduction ‘Facial Recognition Technology’ has become more and more predominant in Society as technology has developed over time. We have transitioned from a period where we required a high-quality and expensive camera with an experienced photographer to take a single photo to a point where any layperson can take a photo, such was the development…

GST on Online Gaming: When the Supreme Court Buried the Skill-Chance Distinction

2026-06-09

Introduction The online gaming industry in India has operated with the quiet confidence of an industry that believed it had already won its most important legal battle. The distinction between a game of skill and a game of chance had been litigated, argued, and settled in courtrooms across the country, and each time the verdict…

Rethinking Gig Worker Classification: How the 2026 ILO Negotiations Could Reshape Labour Rights

2026-06-08

Introduction Over the last ten years, the world has seen a huge transformation in the global economy with the explosive growth of the platform or gig economy. Millions of people around the world are now making a living with digital platforms like Uber, Swiggy, Zomato, Amazon Flex and a wide variety of other app-based service…

India-Cambodia UPI Linkage: What It Means for Travellers, Businesses and Fintech

2026-06-05

Introduction The NPCI International Payments Limited (NIPL) has entered into a strategic partnership with ACLEDA Bank Plc., that aims to implement the Unified Payments Interface (UPI) in Cambodia, making it a boon for the Indian travellers in Cambodia who can now use UPI in order to make payments to businesses and retails present in the…

From Privacy Policies to System Architecture: The Supreme Court’s New Compliance Standard

2026-06-02

Your Privacy Policy is now Irrelevant! A strategic breakdown of the Supreme Court’s shift in “No Privacy by Design”!! On May 22, 2026, the Supreme Court quieted a massive structural debate in Pune Bar Association v. UOI. They ruled that data integrity is a matter of necessity, not convenience, making cryptographic hashing the absolute floor…

GST Refund Relief: Bombay High Court Upholds Supplementary Refund Claims Within Limitation Period

2026-06-02

Introduction The harmless mistake of inadvertently missing transactions whilst filing for tax refunds is a common one. The question is whether it would be possible for a taxpayer to file a later application if he or she had requested a refund for a wider tax period, without causing any procedural irregularity. The Hon’ble Bombay High…

Supreme Court Rules Contractual Appointments Against Regular Vacancies Are Unconstitutional

2026-06-01

Introduction In a judgement Lokendra Kumar Tiwari v. Union of India & Ors., the Supreme Court of India has reiterated the constitutional principles that apply to all processes involved in public employment and recruiting. It held that making a contractual appointment that is a result of an advertisement for a regular position or a vacancy…

The Rise of AI Financial Assistants: Privacy, Liability and Legal Concerns

2026-05-22

Introduction Artificial Intelligence (“AI”) is quickly evolving from the traditional digital assistant into a more personal and intelligent companion for consumers. One of the most important innovations in consumer AI has just been introduced by OpenAI which is of a personal finance feature inside the ChatGPT, which enables users to connect their bank account, investments,…

Law-to-Code Explained: How AI Is Reshaping DPDPA and Data Privacy Compliance

2026-05-21

The Government of India wants to turn law into code. This is bigger than automation!! MeitY is reportedly exploring “law-to-code” translating DPDPA provisions into machine executable rules so systems enforce compliance by design. The logic is sound. When AI moves at machine speed, governance cannot run at the speed of a legal opinion. A system…

Meta’s Incognito AI Chat: Can Private AI Really Exist in a Data-Driven World?

2026-05-20

Introduction The introduction of generative Artificial Intelligence (“AI”) into the mainstream digital communication platforms is rapidly changing the way we interact online. One of the latest developments in this space is Meta’s reported exploration of privacy-focused AI chat functionality using “Private Processing” technology, which may eventually be introduced across WhatsApp and the Meta AI ecosystem….

GST Adjudication and Natural Justice: Why Hearing Rights Cannot Be a Mere Formality

2026-05-19

Introduction The year-end rush in GST adjudication proceedings has increasingly become a defining feature of departmental practice under Section 73 of the CGST Act. As limitation deadlines approach, taxpayers are often confronted with compressed timelines, last-minute document requisitions, and hearings fixed within days, sometimes hours, of the final adjudication order. The recent judgment of the…

Beyond Regularisation: Supreme Court on Para-Teachers, Quality Education and Constitutional Limits

2026-05-18

Introduction The Supreme Court’s major ruling in Sunil Kumar Yadav & Ors. v. The State of Jharkhand & Ors. has significantly impacted Indian service law by clarifying issues related to the employment of contractual staff in public service, governance of educational institutions, and limits on the ability of the judiciary to interfere in regularisation applications….

Navigating Efficiency: Supreme Court’s Guidelines on Summary Judgments in Commercial Suits

2026-05-18

Introduction The Hon’ble Supreme Court of India clarified the use of Order XIII-A Code of Civil Procedure (“CPC”) for summary judgment in commercial matters through its landmark decision in Reliance Eminent Trading and Commercial Private Limited v. Delhi Development Authority (“DDA”), 2026 INSC 436. The judgment was delivered by Justices J.K. Maheshwari and Atul S….

Modern Payment Rails and Fintech: The Technology Driving the Future of Payments

2026-05-15

Introduction The financial system is undergoing a structural transformation that is changing how money is moved, processed, and settled globally. Historically, it was the traditional banks that stood between all money transfers, managing and controlling access to the system’s architecture and making themselves essential intermediaries to all digitized transactions. Now this whole approach seems to…

DPDPA Countdown Begins: Is Your Boardroom Ready for India’s Privacy Era?

2026-05-14

GDPR turns Eight this May!! Day One, 25 May 2018, 4 Complaints were filed within hours!!! Eight years later, GDPR fines have crossed €7.1 billion!!! Now look at India 1.4 billion people. 900 million internet users. The largest digital footprint any privacy regulator has ever been asked to supervise. UPI clears more transactions in a…

EU AI Act Amendments: What the New AI Act Means for Privacy and Deepfakes

2026-05-13

Introduction The European Parliament and the Council of the European Union have reached a provisional political agreement to amend the EU Artificial Intelligence Act (“AI Act”) as part of the broader “Digital Omnibus on AI” legislative initiative. One of the key developments under the proposed amendments is the prohibition of AI systems designed or used…

GST Audit vs Section 73 Notice: Can Tax Authorities Revisit Settled Issues?

2026-05-12

Introduction The recent ruling of the Hon’ble Gauhati High Court in Ms Surya Business Pvt. Ltd. v. The State of Assam & Ors., is a notable development in the Indian GST jurisprudence regarding the nature and conclusiveness of statutory audits performed under the Central Goods & Services Tax Act, 2017 (“CGST Act”) as well as…

Parental Maintenance Through Salary Deduction: Analysing Telangana’s TEAMS Bill 2026

2026-05-11

Introduction The concept of taking care of one’s parents is traditionally seen as a moral as well as a cultural responsibility in Indian society. It has always been considered normal for children to take care of their parents when they become elderly and weak. But the new social dynamics of India, such as migrations due…

RBI’s Calamity Chapter Explained: New Rules on Loan Restructuring and Credit Relief

2026-05-08

Introduction The Reserve Bank of India (RBI) has recently introduced a dedicated ‘calamity chapter’ in its recent circular on prudential norms for restructuring of advances in disaster-affected areas, marking a landmark departure from earlier regulatory policy of India with regard to dealing with issues related to disaster-induced financial stress. Prior to this development, the relief…

Healthcare Data Privacy in India: What Blood Banks Must Know About the DPDP Act

2026-05-06

Introduction The blood banking sector plays a critical but underappreciated role within the healthcare system. It handles thousands of blood samples every day, all of which are associated with particular donors and receivers. Therefore, the institutions act as custodians of highly personal and confidential information, including health-related data. In today’s technological age, they have gone…

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