INTRODUCTION When the Employees’ Provident Fund Organisation (hereinafter referred to as “EPFO”) announced its August 2025 changes, many people assumed it was just another procedural tweak. A small fix here, a portal update there. But the changes go much deeper. They reshape the way workers tap into their own Provident Fund (hereinafter referred to as…
INTRODUCTION The Employees’ Provident Fund Organisation (hereinafter referred to as “EPFO”), responsible for safeguarding the retirement savings of over 27 crore members across India, has launched a transformative digital initiative to modernize its account setup and verification process. Beginning August 1, 2025, EPFO mandates that every new Universal Account Number (hereinafter referred to as “UAN”)…
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